Putting Yourself First in Retirement

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Putting Yourself First in Retirement

You’ve spent your life taking care of your career and your family. Now it’s time retire and make this stage of life all about you.

No doubt about it: you stressed about how to juggle time and make everything work. Now it’s time to finally put yourself first in retirement. So where do you start?

Give Yourself Some Love

You can’t imagine not helping your child go to college, so you raid the retirement fund so you have more money to help pay for school. Now your child/children is having trouble paying the bills during this rough economy so you help with their mortgage. Next comes the grand kids… Sound familiar?

It may sound alien, but it’s time to give to yourself as much as you give to others. To do this you need to find meaning and purpose in your upcoming retirement. Try some activities catered towards helping you grow personally, such as:

  • Study and learn something new. Be curious and interested. Observe and absorb.
  • Look at your retirement years as an opportunity for a new start. What do you want to achieve?
  • Ask yourself if your actions and plans have you first in mind.
  • Check in on your health: are you eating and exercising as well as you can?

By showing yourself love and respect you’ll be able to put together a plan catered towards the happy retirement you deserve.

Give Yourself Some Time

By taking time to map out your retirement, you can start to match your lifestyle goals with your financial needs. Set aside “me time”, to make your retirement goals a reality with some careful planning. Write down the answers to the following… ‘In my retirement years I want to:’

  • Spend my week days…
  • Spend my weekends…
  • Look forward to…
  • Be able to…
  • Contribute to…
  • Have achieved…

The answers may surprise you. Talk to your family and friends about your visions. Sharing with others can give you new insights and understanding into what you really want from retirement; and having everyone on the same page will help align your goals with their expectations.

Give Yourself Peace of Mind

It takes putting yourself first and defining your needs or values that allows you to re-frame how you view retirement. Often the first question that comes to mind when we think about retirement is: how much money will I need? Having your goals written out could set off alarm bells when it comes to your retirement income reality. This is where having a solid financial retirement plan in place is key to giving you peace-of-mind. Your retirement plan should include identifying sources of income, estimating expenses, implementing a savings program, and managing assets and risk.

The CKS Way

Retirement planning is the process of determining retirement income goals and the actions and decisions necessary to achieve those goals; so you need a retirement income plan suited to your individual needs.

The focus at CKS Summit Group is to bring you fresh new ideas for your retirement income. Our cutting edge tactical portfolios help our clients achieve safe, healthy growth of their savings and preservation of their principal balance.

It’s time to put yourself first now retirement is near. Come experience the  new evolution of retirement income planning with CKS Summit Group; click here to set up your complimentary strategy session today.