Not everyone uses or needs a retirement-focused financial advisor, but in the right circumstances one can offer you confidence, security and a secure retirement plan.
The Role of a Retirement Advisor
Your retirement advisor will play an important role in your retirement plan. With a good advisor at your side, you can navigate uncertain financial waters smoothly and with confidence to create the best retirement plan for you.
A retirement income advisor should be there to protect you from liability and loss while promoting a positive retired-life suited to your individual needs.
Benefits of Professional Retirement Planning
There are a number of valuable and important strategies financial planners can provide when you’re planning for retirement… Many pre-retirees have complex financial lives, yet lack the time, expertise and discipline to put their financial house in order.
A retirement income planner will have a skill set that goes beyond basic financial planning by providing sound investment advice. While investment decisions are naturally a critical component of retirement planning, often overlooked are how to withdraw funds from your nest egg once you retire while limiting downside stock market risk . A retirement income planner can help you shape your retirement vision, then design a plan to help towards achieving that vision.
Planning for a Stress-Free Retirement
Across the broader workforce, 3 in 10 feel stressed about retirement, according to the Employee Benefits Research Institute’s latest retirement confidence survey. Unless you intend to work through your retirement years, you won’t have a paycheck to provide for your needs and lifestyle. Even if you feel you have “enough” thanks to a successful career, being wealthier tends to increase the complexity of your financial life, which could easily make financial planning a stressful, daunting process.
Using a retirement income advisor not only reduces your stress during retirement, but also in the years leading up to it. A financial planning professional will be able to run a stress test on your portfolio, (based on your goals, timeline and risk tolerance) so you’ll have peace of mind knowing what potential planning opportunities exist as you approach your golden years.
Working With CKS Summit Group
With so much pressure to invest for the future, it’s easy to feel overwhelmed. No matter what age you are when you begin your savings, we will help make sure you have a solid plan of action when planning your ideal retirement.
At CKS Summit Group, we can help you better understand the benefits of retirement planning and how you can reach your goals. Our focus is to bring you fresh new ideas for your retirement income. Our cutting edge tactical portfolios help our clients achieve safe, healthy growth of their savings and preservation of their principal balance.