“the trust was being taxed at the 39 percent rate.”...

“Caicedo was able to put together a comprehensive plan that deals with all of Menzel’s needs now and his concerns forthe future” Read More....

“Al Caicedo of CKS Summit Group in Clinton ownship is here to tell us about how we can still minimize our tax burden for 2004 and already begin saving money in 2005.” Read More....

“Caicedo also points out that physicians often leave themselves open to probate and estate taxes because they have not prepared wills and trusts. “These are the building blocks,” he says. “You have to make sure you have a solid foundation before you get into anything else.”” Read More....

“The goal at this stage of life (retirement) is to preserve the assets you spent a lifetime acquiring”...

“There’s just no need to roll the investment dice during retirement, Caicedo says.” Read More....

“They've owned their homes for years. If the house isn't already paid off, they're pretty close. Plus, thanks to the housing boom, the value of their property has appreciated dramatically. ” Read More....

“CKS Summit Group provides estate planning and helps clients preserve their assets by moving them into low-risk markets.

We try to build air bags around their finances, Caicedo said.” Read More.....

“Retirement is no longer a 5- to 10-year deal,” Caicedo said. “It’s become a 20-to 30- year situation. If preservation is not addressed, we are going to have an unhappy client.” Read More.....

“By simply following federal guidelines, seniors oftentimes can reduce, or even eliminate, the amount of tax they pay on Social Security income.” Read More.....

“The IRS requires everyone to pay their minimum not their maximum taxes, and unfortunately too many of us aren’t really taking the kind of steps to avoid those taxes.” Read More.....

“It (CKS Summit Group) restricts its practice to transitional planning, offering such services as workshops as well as working closely with attorneys, accountants and brokers and other advisers of a client.” Read More.....